Absolutely not. Abham Finance is entirely free to use – great news!

In a nutshell, lenders pay us to assist you in securing an excellent home loan. Why? Because new customers hold significant value for lenders. Additionally, we handle many tasks typically undertaken by a lender, simplifying your home loan process, making them willing to compensate us for our services.

Importantly, we maintain impartiality. Commissions are generally similar across the board, and as mortgage brokers, we are legally bound to prioritise your best interests when recommending a home loan.

Rest assured; you won’t pay more for your loan with us compared to going directly to the lender. In fact, we often negotiate better deals than the advertised rates.

Consider us firmly on your team. Any commissions are fully disclosed in our documents, ensuring transparency throughout the process.

Abham Finance operates as a mortgage broker, distinct from a bank or lender. We act as the intermediary between you and the lender.

Here’s how it works: we attentively listen to your unique home loan needs, then assess all your home loan options across our extensive panel of lenders. Based on your requirements, we recommend a lender with a specific home loan tailored to suit you. If you decide to proceed, the chosen lender will provide the funds needed for your property purchase or ownership.

Throughout the process, our team takes care of the interactions with lenders, sparing you the hassle. Furthermore, we remain available to assist you throughout the life of your loan. (Pro tip: It’s often beneficial to check in on your home loan every few years to ensure you’re on a great rate.)

No, the rates we secure for you are identical to the advertised rates available directly from the lender. In fact, we frequently negotiate even better deals for you compared to the advertised rate.

Abham Finance holds accreditation with a diverse range of lenders, including major banks. This accreditation empowers us to support Abham Finance customers in their loan applications with these lenders.

Crucially, it’s worth highlighting that Abham Finance maintains complete independence from any bank or lender ownership. This autonomy enables us to stay unwaveringly focused on securing the best outcomes for you, free from any influence from a specific bank.

Our home loan experts have a wide-ranging network with access to thousands of home loan products from an extensive panel of lenders. This comprehensive selection ensures a diverse array of choices and presents excellent deals for you to consider.

Unlike brokers who may consistently lean on the same lenders, we diligently explore all available options to pinpoint the right loan for you.

No, there’s no obligation to continue with Abham Finance. Nevertheless, we can’t guarantee that you won’t be eager to persist once you witness the potential savings or catch a glimpse of your future home on the horizon.

Security is a top priority at Abham Finance.

We employ cutting-edge systems and technology to securely handle and store the data necessary for our services, aligning with legal requirements. Banking credentials are never stored, and all data undergoes encryption during transfer and storage. As soon as sensitive information is no longer required, it is securely deleted

If you have a property goal, be it buying or refinancing, you’re prepared to converse with a mortgage broker, or home loan expert, as we fondly refer to them at Abham Finance.

Subsequently, we’ll guide you in making the necessary moves to reach… wherever you’re heading.